Monday, April 30, 2012

Payday Loan Easy Cash Advance No Teletrack

If you are suffering from financial diseases due to lack of finance, payday loan easy cash advance no teletrack will soothe you like an ointment. The lenders of described loan offer you monetary help to come out from your financial crisis. Getting monetary help from the lenders of payday loan easy cash advance no teletrack is very simple. Besides filling online application form of described loan with required details you have nothing to do. As soon as you fill and submit online application form of above mentioned loan then an executive of loan Provider Company contact you within few hours of applying. After making a short verification about your provided details accepted amount is transferred into your running account.

The good side of payday loan easy cash advance no teletrack is that teletrack process is not include in the verification process. Therefore, the bad creditor including CCJS, IVA, arrears, defaults, outstanding checks and bankruptcy may also apply. Thus, mentioned loan is being liked by a numerous customers in the U.S.A. and that's why payday loan easy cash advance no teletrack is flourishing day by day. A great number of people like to take this loan at the time of unexpected emergency between the paydays. This is an ideal solution for emergencies like sudden accident, medical bills, and sudden car repair, paying forgotten bills of electricity, water supply and telephone And even outstanding debts at the time of recovery.

If you are too victim of mentioned conditions, you are most welcomed through the lenders of payday loan easy cash advance no teletrack. You can avail amount within few hours of applying to meet your emergencies. Being short term the lenders of described loan charges higher rate of interest in comparison of other loans. There are so many loan lenders of payday loan easy cash advance no teletrack which offer loan to the needy people between the paydays. Every loan lender in loan market has its own interest rates and terms to qualify. Making a wide search over internet you can find a good loan lender which can provide you loan amount on affordable interest rates.

Sunday, April 29, 2012

Should You Join Body by vi? The REAL Body By Vi review

I did a generic company review a while back when Body by vi had introduced the actual 90 Day Challenge and the Meal Replacement Shake. I've done hotel meetings before, and let me tell you. I really don't like hype. In fact, that was one of the biggest reasons why this company had initially turned me off. I closed my eyes and ears without taking an in-depth look. I had skimmed over the company history, the products, and the compensation plan only to land some Real Estate in Google for certain keywords.

For those of you that know me, I am a very analytical person. I love detail and planning. So when Visalus had come across my desk for the second time, I decided to due my due diligence. Have you ever been apart of a Network Marketing company that offers you a Car Allowance once you hit the top of the pay plan when you could buy about 10 of the cars anyways. That's no fun. Why should you have to hit the top position of a company just to get a car allowance when you should be able to easily afford it on your own? Body by vi does things differently; they give you a freaking BMW just for hitting a simple position which is relatively easy for anyone. Initially, Body by vi was only giving out Black BMW's, but the BMW company just couldn't keep up! That's why they had to start including Silver and Vi-Green as well. That's pretty phenomenal. If you are a leader, think about this. How beneficial would it be if half of your team driving BMW's around paid for by the company? I think someone would notice.

It was at this point that I realized that this was not just hype, but the average person is actually having tangible results. This isn't just with cars either. Why? Because the product freaking WORKS! People are dropping pounds left and right like a bad habit. Imagine if you had a team of people who all lost weight, were driving around BMW's, and sharing a 90 day commitment to self-development both physically and mentally. You just can't ignore it.

If you read my recent review of Body by vi, then you know they have strong leadership with Ryan Blair, Blake Mallen, Nick Sarnicola, and others. Visalus is here to stay and if you are a business savvy person, you will appreciate that they are backed by the company "Blythe" - which is a very solid and credible resource. Body by vi is the real deal. Attorney generals aren't going to hang out anywhere around this opportunity due to how many customers (not distributor-customers) they have. The product really sells itself with the results that it brings about and how good the shakes taste. It's not called "the shake mix, that taste like cake mix" for nothing. The "refer 3, get yours free" program for customers is also a great incentive to keep more customers around. Who doesn't want to get their product for free?

Now for the last and final reason why I joined!

I met a local guy by the name of Paul Rogers. He was a fireman in St. Louis for 17 years, did Real Estate Investing on his day off, and had the privilege of being mentored by Robert Kiyosaki for a couple of years. Paul was also a guest speaker with Robert Kiyosaki on the Oprah show. Aside from being able to team up with Paul Rogers, there was already an established community that you don't get with start-up companies. Honestly, it doesn't matter what company, product, or compensation plan you have, the only variable that changes is YOU. Having the best company is just like having the sharpest axe to cut down a big tree with, but it still depends on YOU. If you are looking to join Visalus, make sure that you are with a team that is making things happen. You would be surprised what a team can do for your organization, especially if you are NEW to this industry.

Approach Retirement Planning Houston Carefully

Attaining a target is nearly not possible should you not possess a well analyzed plan to back your actions. Planning a person's retirement is additionally not this type of easy job as many folks may think about it for themselves. Pension is the most soothing part of each of our life without any worldly stresses or other severe headaches. But, or even planned properly, it can build your life extremely difficult and full of anxiety. For this reason, it obtains extremely necessary to make your Retirement Planning Houston very crisp and perfect. Selecting a excellent company for ones Investment Houston planning, selecting the right retirement ideas and following a steps advised by the best finance consultants can help you try a happy as well as tension free of charge retired lifestyle.

Selecting the right Retirement Planning Houston organization

Step one in the process of arranging your retirement is the variety of a genuine along with well expert retirement planning company that offers you an selection of policies along with services. Deciding on a retirement system providing business is easy provided that you adhere to the rules amongst gamers.

Consider the enable and tips of your family and other experienced people for the best organizations that offer excellent retirement expert services and plans. Also seek advice from the best advised companies on your own and ask these individuals questions regarding its services and ways in which they can design your retired daily life merry. Check out their entire list of services along with the various retirement plan plans they offer you for ones future.

Simply find the best Investment Houston prepare

Once you have chosen the best organization based on their particular services plus plans, ensure you select the most effective plans in your Investment Houston. Selecting investment policies while using the best profits in the long run to your retired lifetime are the simple requirements you should focus on. Check the plans, their investment decision strategies, their saving shape and how very much they return back to you while having retirement age for the safe life.

Follow the suggest of your Financial Services Houston expert

Once you have picked your pension plan, fifty percent your retirement plan planning procedure has been carried out. The next 1 / 2 is totally dependent on how you will follow the old age plan for a person's safe long term. Planning your expenses currently will help you make better savings on your later lifetime. Hence, you have to keep yourself from the regular calls for and save more money to your future retirement. Higher whatever you save for your company, additional will be your results from the old age plans. Hence, follow the advisors properly and enjoy a pleasant retirement.

Saturday, April 28, 2012

Bankruptcy And How To Purchase A Car If You're Still In It

Bankruptcy! It's a negative word that is charged with a lot of adverse emotions and carries a defeatist attitude.

And, it's even worse if you find yourself needing a car after filing bankruptcy.

Contrary to a lot of information available on the Internet, you can purchase a new car while in bankruptcy.

There are some new car dealerships that have programs to get you into a brand new vehicle.

I don't suggest that this will be an easy task by any means. The first thing that you will need to do is to discuss this with your attorney. If he feels it is a good idea and advises you to go for a brand new vehicle you will need the help of your bankruptcy trustee.

A bankruptcy trustee is someone who is appointed to your particular bankruptcy case once it reaches the judicial court system. This is the person that draws up an estate which depicts all your debts along with a list of your total assets.

This estate gives a true picture of your financial portfolio. Your attorney and the trustee use this estate to help direct you on how to move forward from the bankruptcy by improving your future borrowing abilities.

If together your bankruptcy attorney and the estate trustee feel it is a wise decision to find a program that will get you into a brand new vehicle, you are ready for the next step.

In order to obtain a new car, you must have a letter of permission from your bankruptcy trustee. This letter will be filed with your legal bankruptcy portfolio for the judge to review.

In addition, a copy of this letter of permission will be presented to the salesperson and then sent on to the bank who borrows you the money for the car loan. Now you are ready to begin looking for a dealership who will grant a program for a new car purchase while in bankruptcy.

Most dealerships do not offer programs for those in bankruptcy so you may have to search extensively before you find one that can help you.

Before You Proceed Any Further - Stop And Ask Yourself If A New Car Is A Wise Choice

Under the circumstances, I feel I would be careless not to ask you to pause and ask yourself a question. Do you really need a brand new vehicle? Since you are experiencing a bankruptcy to help clear up extensive debt, there may be a better option available.

This option would be to buy a quality used car while in bankruptcy. This could have great advantages to you and your pocket book, as well as your new monthly budget.

The first and biggest disadvantage is the depreciation that happens with a brand new vehicle. Everyone knows that a new car drops in depreciation like a rock as soon as you drive it off the dealer's lot. With most new cars you lose anywhere from 3 to 50 percent depending on the make and model of vehicle you buy.

New car bankruptcy programs can cost you more money too.

Take A Look At These Reasons For Buying A Used Vehicle Before You Decide That A New Car Is Your Only Answer - You May Be Surprised At The Savings

A used car can literally save you thousands over a brand new vehicle.

This leads to the next advantage of a used car, which is lower monthly payments. Lower monthly payments will allow you to responsibly pay the loan back on time which will improve your credit score after bankruptcy.

The Bottom Line Is...

...there are more programs available for those going through bankruptcy for quality used vehicles than there are new ones. You will have an easier time finding financing for a used vehicle and this will save you unnecessary headaches while you are going through the process of bankruptcy.

Friday, April 27, 2012

Subprime Auto Loan Lenders - Drive Your Own Car with No Worry

Auto loans for subprime borrower are available in the auto financing market. These loans are meant to serve the purpose of those borrowers who either do not have sufficient amount of money to buy a car, or have become bankrupt. This loan is special type of auto financing for the people who have either zero credit history or less than perfect credit score but still need a car. Such borrowers can take help from bad credit borrowers in the form of auto financing and buy themselves a car. Well, buying a car or rather buying sub prime auto finance is not that easy stuff as it is said or written. The borrower has to follow and adhere to stringent auto conditions set forth by the lenders. You can easily obtain sub prime auto finance loan from local lenders or car dealership financing. Please make a note here that finance lending institutions and banks will not be interested to offer you sub prime loan as they are always in doubt whether the bad credit borrowers will be able to repay the loan amount on time or not. Moreover, even if you go for banks and other formal finance lending institution, the amount of paper work and formalities will be just too enormous.

Make no more delays in getting subprime auto financing. This type of auto financing is exclusively designed for the borrowers whose financial condition is adversely affected and they cannot buy a car by paying high cash down payment. The sub prime auto financing has made many borrowers turn into proud car owners. Moreover, the financing has also helped the borrowers to repair their damaged credit history. Sub prime car financing is easy to avail only if the borrower is aware about the terms and conditions. Make sure that you also shop and compare the terms of loan offered by various sub prime lenders as this will give an easy way out. Most of the sub prime lenders will check the prevailing financial condition of a borrower before the loan is finalized.

The most significant aspect in case of sub prime car loan is interest rates. Many of auto financiers try to play with this aspect and at the end poor borrower has to suffer. Therefore, make sure that you discuss the auto finance rates available for subprime borrowers in advance of securing the sub prime loan. It is for your good as well as the good of your lender.

Thursday, April 26, 2012

The Top 10 Small Business Web Design Mistakes and How to Avoid Them

You're probably aware that Google gets over 600,000 daily searches for local services and that's likely leaving you wondering, "Where the heck are yours?" And if you're like most small business owners, you probably currently have a website but aren't satisfied with those traffic and leads generated. You might know you need to do something to increase you internet presence and reach more clients online and you're just trying to get from point A where you have little traffic and even less leads and create a simple-to-use site that Google and people love.
But it's not that simple, is it? Well today, we're going to make it a little bit easier and show you the top 10 small business web design mistakes and again how to avoid them.
The first one is hiring a web designer. The art and science of online marketing are very different when we look at aesthetics versus functionality and when you hire a web designer, search and usability are often lacking.
That just means that you can end up with a nice-looking hotel in the middle of the desert. By that, I mean most designers that go to design school and have that type of background are very good at aesthetics and looks and creativity but not so much in the science of finding the right keywords and doing the right things to make your sites search engine-friendly and ultimately a valuable tool for lead generation.
The second mistake is not implementing SEO basics and by that, we mean page titles which is using the most popular keywords on the title of every page on your site, ensuring that you incorporate those keywords and important places on your site meaning your articles, blogs, your service pages and everywhere in your site where you want to attract people. You need to use those keywords. And the last thing is just backlinks. Even though that's not a design element per se, I would like to sneak that in there because it's so important to list your business in the right places to get found by your clients.
The third mistake is not using a CMS or content management system and they're very - a handful of very effective ones being WordPress, Drupal, Joomla, are the most popular and they allow you to easily manage content yourself with little or no technical knowledge.
We only use and recommend WordPress and it's important to have a CMS there folks because lack of ability to access or log into your site is a reason why most small business owners don't have a successful site because they're disconnected from the site.
The fourth mistake that we see a lot is just failing to add content. Again, this ties into not having a friendly site or not seeing that it's important enough or making a priority out of adding content on a regular basis; and the result of this is that most websites are online brochures, just static, boring text information about you instead of about the needs of your clients. And we believe you should blog at lease once a week and you should address the needs of your audience, not yourself. Contrary to popular belief, outsourcing is better than not publishing at all because if the result is that you have four new blog posts a month that aren't ideal, at least if they're high quality, you're adding content that's going to attract search engines and people to your site which is the whole point. So doing this bears huge traffic and reputation benefits and it's important to add content frequently.
The fifth mistake we see is omitting local address information and what we mean by that is Google Places and other directories validate this. They look at your website and they try to match your online listings with your site itself to see if you're legitimate and you have to have your physical location and address entered the right way in your site and it should match those other searches, other sites where people are doing searches rather.
A lot of people don't know this but mobile search use is growing over 400 percent each year. So if you can imagine how important it is considering that you're a local business to show up when people are doing local mobile searches, you have to have that local information on your site. Doing this also builds trust and confidence with clients. They feel more comfortable if you're seen as a person of authority and you have local information everywhere on your site. The last thing you need to do is just make sure you list your address on the header or footer of every page; not just on your Contact Us page but list out local information on every page.
The sixth mistake we see is forgetting a strong call to action. So, this tells visitors what the next step is and how. So in a lot of sites, you will see a lot of great information but then a visitor just leaves and they go to another site when they finally make a purchase or engage a doctor or lawyer or dentist like yourself because you were not providing a clear path in telling them what to do next. You need to make it easy for clients to contact you.
So by using lead forms in multiple places on every page and even a traffic magnet like an ebook, a video or tip sheet, you're really making it easy to contact you. A lot of clients don't feel comfortable using contact forms or large phone numbers but you have to do that because if you think about your website as a filter and you're getting probably several thousand - for the average small business owner, 12,000, 15,000, 20,000 visitors a year coming to your site and it's all about how many of those are sticking and actually contacting you and becoming leads.
So if you do something like write an ebook or a quick video or even a tip sheet that they have to enter their name, phone number or email address to download, you're going to have a lot better results by using a traffic magnet.
Number seven is failing to engage clients. So really what this boils down to is that text is dead. Online attention span of people is about 15 seconds and we like to say at that a picture is worth a thousand words but a video is worth a thousand clients. So you can imagine that a video would probably increase a time on website. It usually does but more importantly, it allows clients to get to know you right away.
So instead of looking at some boring text that they're going to glance at and they go to the next provider online, they're going to get to know you and get a feel for your style and see you as a provider of good services and authority in your area. You can almost use the internet as a virtual sales force, qualifying people instead of just have them come to a boring site and leave.
The eighth mistake we see is not tracking the results. Most business owners say they're just too busy to do this, which goes back to the e-myth and the popular (business management) books out there. They will tell you that you're in the business of marketing and selling products and services, not just providing them so you must track your search rankings, how many people are coming to your site, those of your visits and then the leads and clients in order to improve results. And considering that Google Analytics is free and easy to use, there's really not an excuse to not do this because you're probably wasting money each and every week or month by not tracking which of your expenditures are not producing a positive return on investment and cutting those out and it's important to test various methods and eliminate the lame ducks out there. That's the best way to get traction to your marketing is to test everything and throw out the underperformers. OK?
The ninth mistake is missing trust and social icons. So people place great value on reviews and peer validation meaning if you are going to order a pizza or get LASIK surgery or going on vacation at a lodge in Costa Rica, you're probably going to use Yelp!, Facebook and other review sites to evaluate your decisions, so everything from to restaurants to senior care and You're going to use reviews to place - as a form of wading out your potential options. It's really important to use social icons. They also build trust out there and finally with other elements like Better Business Bureau or trade association logos. These things all build trust with your market and show them that you're a trusted authority out there.
And the tenth and final mistake is using vanity domains. So when I say vanity domains, I mean just your name dot com and the truth is that Google and people value keyword-rich domains. So as I said, having a website like would be much more effective than especially if you want a bankruptcy lawyer. So many names are still available. Use dot com and dot net only and it's important to do this because you're going to, again, show people that your website has the content they're looking for. They will get to know your name later. Branding is for large organizations but if your name is not Coca-Cola, you're better off going with a keyword-rich domain.
OK. The last thing I want to cover is questions to ask an online marketing firm. This is really important because now we've established that you have to have a CMS like WordPress. You have to deal with a firm that can help you market your site and design it with an eye for conversion and performance. We need to ask a couple of questions of these firms, prospective firms to see if they're a good fit for you.
The first thing is samples of work in your industry. Ask for references. If I'm a dentist in Chicago, I want to say, "Show me other dentist sites you've done and how they're ranking on Google." So example of client search results, "Dallas Mexican restaurant". As long as I'm not a chiropractor, that should be pretty impressive if a firm can produce those results and show them and demonstrate them to me.
And finally - not finally, but again is the site built on WordPress or some other CMS? It's so important to use a CMS because the next question is, "Can you log in and manage content?" and yourself updating and adding photos or blogs, et cetera.
If you think that someone is just going to design you a site that's going to work magic for you, you're mistaken. You have to have a vested interest and ownership of your marketing and quite frankly, be passionate about it because you're not going to invest the time required to master marketing and part of that is whoever you work with to help design and market your site, "Is there training and support provided?" Is it a one-time deliverable or are you going to establish a relationship with these folks? And if you know how to measure and evaluate return on investment, you should be willing to do that because a website is a living organism that needs to constantly be tweaked and improved and nurtured in order to produce the results that you want. Like anything good in life, it takes work, right?
And finally, are there any ongoing hosting or maintenance fees? That's really something that a lot of - especially dealing with a lot of attorneys, I see a lot of attorneys get burned with really high maintenance fees, 0, 0 or 00 or more dollars just for maintenance which there's no active marketing or advertising going on.
So really ask those questions. Take time to read the agreements and one more thing I wanted to bring up is just that to ask, "Do you own the domain and website properties?" because a lot of website companies have a leasing model because they're just trying to get more residual money out of companies. So they will not only charge you to customize or design a site but they actually own the IP that's associated in the creative assets and actually own your website. So you want to ask those questions.
Hopefully, you found this was helpful and I provided some good information to steer you on the right track on your marketing and hopefully you feel a little bit of relief knowing that if you avoid these top 10 mistakes, you will probably be better off when it comes to designing and maintaining your website. But if you need more info, we can direct you to a couple of resources that basically what we do at Geek-Free Marketing and Ninja Web Designs is we make websites that are friendly for you, obviously for your customers and for search engines. OK?
So search engines, you and your customers all love our sites because we always think about the three legs of the table, three legs that it takes to hold up the table and that is the foundation of a strong marketing platform. So you have to think about all three entities in everything that you do.
If your website isn't friendly for you, you're not going to invest time and use it. Obviously if it's not friendly for your clients, they're going to come there and bounce which means they leave without contacting you, if they ever find you at all; and in order for that to happen, you need to be friendly for search engines. So remember, those are the three legs of the online marketing table that you need to have when it comes to web design.
Feel free to contact us now if you want to learn more about our services. Thank you very much and I appreciate your time and if you want to get pointed in the right direction, Geek-Free Marketing, Attention Video and Ninja Web Designs are our brands.
Geek-Free Marketing provides online marketing, coaching and consulting for small business owners. Attention Video provides killer online videos that engage your audience so we can put those on your website and everywhere else in the web people are looking and help you actually rank those videos in search results. And finally, makes WordPress websites that rock.
Thank you and have a good day.

Wednesday, April 25, 2012

Why Businesses Are Buying Commercial Real Estate

Commercial real estate has long been one of the most valuable types of property in most cities. This is property that is zoned for businesses to move into it. In recent years, many businesses have closed their doors or been foreclosed on. The economic conditions led many businesses to leave behind this property because, simply, they could not afford it. Yet, things are turning around and the demand for quality pieces is growing. Why is now the time to buy, then? You may be surprised by the advantages present today.

Cities Need It

No matter if the city owns the property or if the sales tax revenue is low, cities need businesses to move in and to fill up these empty storefronts and vacant buildings. Not only is it bad for the city as a whole but it is also putting schools at risk since many depend on that tax funding. When it comes down to it, commercial real estate is something cities want to fill up. Many are offering great incentives and deals to get businesses to move in. It all adds to the jobs and the bottom line of the city.

Rates Are Low

Interest rates on mortgages are low. They are likely to remain low, too. That means that financing the purchase of these buildings is highly affordable. It is far more affordable to buy now for this reason than it was just a few years ago. This may mean that those companies that wanted to open their doors and buy but could not do so before can do so right now. It makes financial good sense to do so now. The incentives to do so are too good to pass up for many companies looking to expand.

Values Are Low

The value of commercial real estate has fallen in many markets substantially. With the rise in foreclosures and a saturated market, it has become a buyer's market for this industry. As a result, there are great values to be had by any buyer looking for them. Buying a large storefront right now, for example, could cost you 75 percent or even 50 percent of the cost it was several years ago, depending on the market you are in. This is a huge savings and the prime reason to buy and expand.

Commercial real estate is valuable in nearly all areas. Before you can invest, though, you need to find an agent who can help you to make the right buying decisions. With the right help, you may finally be able to get your company's doors open and serving the public in the area you want to be in.

Sunday, April 22, 2012

Importance Of Finance

Finance plays a major role in the daily running of errands may it be individually or corporate. It cannot be ignored since we live with it in our daily lives. In addition, there is no substitution for finance which makes it important for you to make proper and prompt decisions for a secure future. Here is an article that will give more the importance of finance for corporate, in business, company and to an individual.
Importance of finance in a corporate
This deals with financial decisions and ideas made by an organization. This can be in form of selling or acquiring assets, investments or products. In the management of risks accrued from the maximizing of corporate value linked with investing in a product or value, corporate finance is very important. More so the implications of decisions made by a corporate both in short-term and long-term as well as the matters with a relation of dividends to shareholders debt are taken care of through corporate finance. The finance manages matters related to taxes which the corporate has to pay.

Importance of finance in business

A business cannot be run smoothly without the supervision of finance. In addition, it is considered to be the lifeline of a business as well as a lubricant which keeps a business moving just like the engine of a vehicle. Finance in business caters for all kinds of businesses e.g. small, medium or large. The finance is required in a business to aid in the promotion and establishment of your products and acquiring of assets. In addition, it can be used for people's employment as an encouragement for them to work hard towards the success of your production and creation of brand names. Moreover, the finance can be used to extend the business or simply making business changes in relation to the products possessed as per the market trends.

Importance of finance in a company

No company can do its operations without the relevance of a financial department as it ensures that there is adequacy of funds that favor the idea of achieving the set objectives of the company. In addition, the financial department ensures that there's price control, cash flow and profitable levels. Financial department in a company helps in the identification of crucial financial information which managers should be aware of thus facilitating them in making of informal decisions and judgments. The making of financial documents and preparation of the final accounts in a company are crucial dealings. Without the financial department, this is futile, as it aids in final accounts to be presented in AM the company holds.

Importance of finance in an individual

Who doesn't like spending money? Finance budgeting based on an individual's preference gives him or her strength to gain financial stability e.g. after retirement. Finance gives you a crystal clear idea or decision on how to cope with your future trends especially for a retiree. A retiree can make choices based on what he or she has acquired in the past and his or intentions of buying more goods or assets in the present. The finance strategy that he or she has gives a detailed guideline on how to plan. To an individual savings from budgets is an important aspect of finance. This is so because they help make future investments secure for you.

Saturday, April 21, 2012

How The Internet Changed The Face Of The Stock Market

The Internet has affected the way we live our lives. It has made the world smaller. Now, information is at a person's fingertips. It has elevated online transactions to greater heights. Goods and services can be purchased online via websites. Book a trip, order a take out, bid at an auction, all in the comfort of your own home.

Financial services have also been improved greatly by the Internet. People no longer needed to queue in banks to affect a transfer, or to go to the nearest automated teller machines. Even stock trading has not escaped this assault by the Internet.

Before, the only way to join the trading bandwagon was engaging the services of a broker and trusting them with your money and stock portfolio. This was both a complicated and harrowing experience for the average Joe. Today, virtually any ordinary person can trade stocks on their own, needing only an account which they can open with their preferred bank and an access point to the Internet. Only their financial
skills and finances can limit them.

Stock information usually limited to business programs in televisions and newsprint are now made available by several sources on the Internet. Large brokering firms now provide stock market reports, tips and forecasts to subscribers for a fee.

Buying and selling stocks can now be made by a trader over the Internet using online exchanges. Banks now offer stock trading online to depositors as a way of investing and growing their money. Between May 1999 to January 2000, the number of US households trading stocks and shares online jumped 30 percent from 2.7 million to 3.5 million.

Investment portfolios had also increased 32 percent from 0,000 to 2,000. Even stock brokers have gone online in the hopes of landing more clients. Already, 466 new online stock trading firms have opened in Sweden, 685 in the UK and 1178 in Germany.

Even the face of the stock market has changed considerably with the entry of Internet-related businesses. Over the years, startup companies providing online services, web content and electronic commerce have also put up their stocks in the market. Companies providing services over the Internet such as online search engines have posted some of the most profitable stocks in recent years.

The effect of the Internet on stock trading over the years has been significant. Now, more than ever before, investors are taking control of their own investments, relying less and less on personal brokers.