Do you have a gift card you don't plan on using anytime soon? Do you tend to misplace gift cards before they are used or just let them gather dust in your sock drawer? If this describes your gift card redemption habits then you should consider selling your Walmart gift card. That's right, you can get sell your Walmart gift card and get cold hard cash in return. Of course you will likely have to sell the gift card at a discount from the gift cards total balance but even doing this you are likely to come out ahead. Anyone who has gone to a financial advisor has heard the speech about liquid and illiquid assets, think of your gift card as an asset or investment. Holding a Walmart gift card is a lot like holding stock in Walmart, just stock that does not earn any interest, might be lost/stolen or in some states may even expire. You could hold the Walmart gift card for months on end, but as an asset it is not giving you any value. Now if you turn the card into cash you are free to buy something you need wherever you want, you can put the money in the bank, invest it or use it towards a vacation. It all comes down to what you value more, some potential future purchase at Walmart you may never make or whatever you would consume or invest in today if you sold your gift card.
If you have decided to sell your Walmart gift card then the first thing you will need to do is check the Walmart gift card balance. This is easy enough to do, you can check the balance of a Walmart gift card by phone, online or in the store. The easiest thing to do is flip your gift card over and read the information on the back of the gift card. It will definitely have instructions for checking the Walmart gift cards balance online, by phone, or both. After you know your cards balance it is time to decide where and how you want to sell your gift card. There are many ways you can find a buyer for your Walmart gift card in this article we will look at the easiest way to sell your gift card that brings you the maximum return.
By far the best way to sell your gift card is online. There is a website called Giftah.com that lets you sell Walmart gift cards or gift cards from just about any place that issued gift cards in the United States or Canada. The website pays you a percentage of your gift cards balance in cash. They will pay you by check or Paypal depending on your preference. The best part about selling your gift card on Giftah is the simplicity of the process. It took me less than two minutes to sell my card and the payment arrived very quickly. Unlike some of the other methods for selling gift cards the nice thing about selling your card online is that you don't need to exert the time and energy to track down a buyer for your gift card. After all time is money.
You can also consider selling your Walmart gift card by listing it on Craigslist, Kijiji or another local classifieds online or in a newspaper. People who prefer to sell their gift card locally use this option, however it takes a significant amount of work and time for the card to be sold. You must list and ad, if it's in a newspaper there may be a small fee. Then you wait for a response, if you are lucky and get a response you can than schedule a time to meet the person who would like to buy the card. Remember safety first! Be sure always meet people in a public area where you feel safe.
Showing posts with label Card. Show all posts
Showing posts with label Card. Show all posts
Thursday, October 11, 2012
Monday, May 21, 2012
Why Credit Card Anti-fraud System Is A Must For Online Business
Are you an online merchandiser selling products online? One of the advantages of buying online is its anonymity, which is the main cause of fraudulent activities. If you have been selling online for a while, you might have faced already some online fraud when customers try to use the stolen credit card numbers or commit purchases using the other person's name. This often results in huge losses for a merchant you get refunds and chargebacks for those illegal sales. In order for your online business to survive you must ensure that you have a good anti-fraud system working tirelessly for you screening and identifying fraudulent orders, this way you can protect yourself by refunding the payments earlier than a customer fills a claim at a bank and this way protect yourself from getting a chargeback.
Making money on the internet is easy provided you have a good anti fraud technique. Whether you are already doing business online or are just starting out make sure to use these tips to identify suspicious customers behavior. This will save you not only a lot of money, your business reputation, but also a lot of headache with your credit card processing company.
1. You can get a solution for the anti fraud from the internet itself by checking for the list of stolen credit cards or new credit card numbers.
2. Visa and Master card has developed a new system called 3D Secure payments. It is known as Verified by Visa or Mastercard SecureCode. These systems impose an additional security level where customers have to enter an additional their selected password during the purchase. When you use 3D Secure payments you get protected from around 60% of the most popular chargebacks with a reason I did not authorize this payment or I didn't do it.
3. Call the number that customer provides when ordering your product. Online scammers usually provide bogus/not working phone numbers.
4. Take precaution if the shipping address and the billing address varies. Make sure to call the customer before shipping your item to identify if it is a legitimate order.
5. Look out for strange orders that order in bulk which is usually not common. Especially if the order's amount is huge. Fraudsters usually try to spend as much money as possible to get the most of the orders.
6. Collect all the available data like the address, credit card holder's bank information or the telephone number of the customer before proceeding with the business, as this information will be helpful to file a case if you get scammed.
Most of the times online fraudsters use stolen credit cards to purchase online. This will not be revealed until the transaction completes. It is a misconception that when you swipe the credit card into the swipe terminal all the information gets verified. It does not. Therefore an anti fraud system is a must for online businesses. Many transactions take place during the day and sometimes multiple transactions take place at the same time. It is difficult to verify each transaction credit card details without an antifraud service.
You have 2 ways: either screen and monitor all online orders yourself or simply use a payment processing system that not only allows you to process credit cards online, but in addition to this screens and monitors all orders for you. One of such payment processors is Click2Sell.EU (www.click2sell.eu) company. They allow you to process card payments online and automatically monitors all the orders and helps you prevent fraud, so you don't have to do anything manually.
There have been many reported cases of people losing millions of dollars in online business. Therefore, an anti fraud system is a basic requirement for an online business because no one wants to lose their hard earned money in fake transactions. So make sure you have a good anti-fraud system in place when starting your online business.
Making money on the internet is easy provided you have a good anti fraud technique. Whether you are already doing business online or are just starting out make sure to use these tips to identify suspicious customers behavior. This will save you not only a lot of money, your business reputation, but also a lot of headache with your credit card processing company.
1. You can get a solution for the anti fraud from the internet itself by checking for the list of stolen credit cards or new credit card numbers.
2. Visa and Master card has developed a new system called 3D Secure payments. It is known as Verified by Visa or Mastercard SecureCode. These systems impose an additional security level where customers have to enter an additional their selected password during the purchase. When you use 3D Secure payments you get protected from around 60% of the most popular chargebacks with a reason I did not authorize this payment or I didn't do it.
3. Call the number that customer provides when ordering your product. Online scammers usually provide bogus/not working phone numbers.
4. Take precaution if the shipping address and the billing address varies. Make sure to call the customer before shipping your item to identify if it is a legitimate order.
5. Look out for strange orders that order in bulk which is usually not common. Especially if the order's amount is huge. Fraudsters usually try to spend as much money as possible to get the most of the orders.
6. Collect all the available data like the address, credit card holder's bank information or the telephone number of the customer before proceeding with the business, as this information will be helpful to file a case if you get scammed.
Most of the times online fraudsters use stolen credit cards to purchase online. This will not be revealed until the transaction completes. It is a misconception that when you swipe the credit card into the swipe terminal all the information gets verified. It does not. Therefore an anti fraud system is a must for online businesses. Many transactions take place during the day and sometimes multiple transactions take place at the same time. It is difficult to verify each transaction credit card details without an antifraud service.
You have 2 ways: either screen and monitor all online orders yourself or simply use a payment processing system that not only allows you to process credit cards online, but in addition to this screens and monitors all orders for you. One of such payment processors is Click2Sell.EU (www.click2sell.eu) company. They allow you to process card payments online and automatically monitors all the orders and helps you prevent fraud, so you don't have to do anything manually.
There have been many reported cases of people losing millions of dollars in online business. Therefore, an anti fraud system is a basic requirement for an online business because no one wants to lose their hard earned money in fake transactions. So make sure you have a good anti-fraud system in place when starting your online business.
Tuesday, May 1, 2012
The Five Best Credit Card Perks You Might Forget To Use
If you are like most people, when you apply for a credit card, you tend to concentrate on its most obvious features: rate, rewards, credit line and the like. While these are all important issues that you should evaluate carefully before you choose a new card, they are not the only factors to consider. Many credit cards probably even some you already own include several very helpful features that many people forget to ever use.
# 1: Purchase Protection
Many credit cards today include a purchase protection program, which is exactly what it sounds like a short-term warranty on most items you buy. A purchase protection program will generally apply for 90 days from the date that you buy a new item, although the exact period can vary from one card company to another. If, during that time, your purchase breaks or is stolen, the credit card company will refund you its purchase price, up to ,000 from MasterCard and American Express and 0 from Visa. Make sure you examine the policy detail of each card you are considering, since they can sometimes vary considerably.
# 2: Warranty Extensions
In addition to the short-term coverage offered by the purchase protection program, many credit cards also include an actual extension of the original manufacturer's warranty for many purchases. This extension will generally not apply to certain items, such as cars and other motorized vehicles; for the items to which it does apply, however, it will generally double the coverage period of the original warranty, up to one year.
# 3: Online Discounts
Virtually every major credit card company has an online shopping portal that you can access by logging on to their official web site. This shopping portal will provide often significant discounts on purchases you make from a wide variety of major retailers.
# 4: Rental Car Damage Coverage
Car rental companies will generally offer you short-term coverage to ensure that you are not held liable for any damage if you get into an accident will driving a rented vehicle. However, with most credit cards, you already have this coverage automatically. The card will pay you back for your out-of-pocket expenses if you find yourself in this type of situation, including the deductible from your personal car insurance as well as any towing, administrative and other costs the rental company may charge you. The details of these programs will vary from card to card as well, such as the rental period that is covered and how any personal belongings lost or stolen are handled.
# 5: Luggage Reimbursement
You can also file a claim for the total cost of your luggage if it is lost or damaged while you are traveling by almost any means besides a car. Again, the specific details will vary from credit card to credit card; most major cards will limit the total amount they will cover to about ,000 per trip, and most will only cover the difference between the value of your luggage and any reimbursement you receive from the travel company.
Of course, no perk is sufficient reason on its own to apply for a credit card you do not need, or will not be able to use responsibly. If, however, you genuinely do need the card, choosing one that offers the best possible perks and then taking full advantage of them is only common sense.
# 1: Purchase Protection
Many credit cards today include a purchase protection program, which is exactly what it sounds like a short-term warranty on most items you buy. A purchase protection program will generally apply for 90 days from the date that you buy a new item, although the exact period can vary from one card company to another. If, during that time, your purchase breaks or is stolen, the credit card company will refund you its purchase price, up to ,000 from MasterCard and American Express and 0 from Visa. Make sure you examine the policy detail of each card you are considering, since they can sometimes vary considerably.
# 2: Warranty Extensions
In addition to the short-term coverage offered by the purchase protection program, many credit cards also include an actual extension of the original manufacturer's warranty for many purchases. This extension will generally not apply to certain items, such as cars and other motorized vehicles; for the items to which it does apply, however, it will generally double the coverage period of the original warranty, up to one year.
# 3: Online Discounts
Virtually every major credit card company has an online shopping portal that you can access by logging on to their official web site. This shopping portal will provide often significant discounts on purchases you make from a wide variety of major retailers.
# 4: Rental Car Damage Coverage
Car rental companies will generally offer you short-term coverage to ensure that you are not held liable for any damage if you get into an accident will driving a rented vehicle. However, with most credit cards, you already have this coverage automatically. The card will pay you back for your out-of-pocket expenses if you find yourself in this type of situation, including the deductible from your personal car insurance as well as any towing, administrative and other costs the rental company may charge you. The details of these programs will vary from card to card as well, such as the rental period that is covered and how any personal belongings lost or stolen are handled.
# 5: Luggage Reimbursement
You can also file a claim for the total cost of your luggage if it is lost or damaged while you are traveling by almost any means besides a car. Again, the specific details will vary from credit card to credit card; most major cards will limit the total amount they will cover to about ,000 per trip, and most will only cover the difference between the value of your luggage and any reimbursement you receive from the travel company.
Of course, no perk is sufficient reason on its own to apply for a credit card you do not need, or will not be able to use responsibly. If, however, you genuinely do need the card, choosing one that offers the best possible perks and then taking full advantage of them is only common sense.
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